Vistica Blog
Business Exit Strategies on Your Terms
If you’re a business owner, you’ll eventually step away from the company you’ve built. You might cash out to the highest bidder or work out a deal to sell the business to the next generation of your family or even to employees. The question is will you be able to make this transition on your own terms? The reality is that most business owners don’t have a clear, documented exit plan. And if you find yourself among them, you could find it leaves you in a tight spot when it’s time for you to step down.
Client Question: What Should I Do With an Inherited IRA?
Inheritances come in all shapes and sizes, whether an heirloom left to you by a loved one or a life-changing financial windfall. Regardless of the form it takes, figuring out what to do next can be a crucial question. This is especially true with inherited IRAs, which can be very well funded, but also come with very specific and complicated rules you must follow to unlock the assets within them. This guide will walk you through the basics of what to do. From there, we can review your personal situation together to help ensure you don’t overlook anything important.
What is the Fed and What Does it Do?
The U.S. Federal Reserve System, also known as the “Fed,” has become an ever-present subject of news and financial media headlines for much of the 2020s and various times throughout history. And with 2025 seeing more acute coverage of the Fed, we thought it apt to provide some relevant facts and historical context for how the Fed came to be and its purpose.
How Life Insurance Can Secure Your Child’s Future Care
If you're raising a child with disabilities, you know firsthand the mix of deep love, responsibility, and concern for the future that defines your journey. One of the biggest questions that keeps many parents awake at night is: What will happen to my child when I’m no longer here?
Prepare the Next Generation: Teaching Financial Literacy in Affluent Families
Affluent families face a unique challenge. They must pass down capital and the skills to preserve and grow it. Statistics underscore the stakes. Seventy percent of wealthy families lose their wealth by the second generation, and ninety percent by the third generation. Meanwhile, baby boomers are transferring $84.4 trillion to heirs through 2045.
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“One Big Beautiful Bill”: What’s Changing, What’s Staying, and What's Next
Congress recently passed a sweeping tax and spending policy bill with lots of long-term implications. Much of the news coverage has focused on its difficult legislative path and the potential political, economic and social consequences. But like many people, you’re probably wondering what this new legislation means for you and your family.
Trusts and Special Needs Planning: Provide for Loved Ones Without Jeopardizing Benefits
Caring for a loved one with special needs requires careful financial planning. Many government assistance programs have strict income and asset limits, meaning that leaving money directly to a loved one can disqualify them from essential benefits.
A Smart Retirement Strategy: Coordinate Social Security and Pension Benefits
Retirement planning involves saving and strategic coordination of income sources. Social Security and pensions are two significant streams of retirement income. Understanding their interaction can maximize financial security.
Financial discussions with your parents: A crucial step toward securing their financial well-being
Discussing finances with your parents can be challenging, but ensuring their financial security and preparing for future responsibilities is critical.
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