Vistica Blog
Managing Your Retirement Plan During Times Of Inflation
It doesn’t make headlines like a stock market crash, but inflation quietly chips away at the purchasing power of your savings.
Should I Convert My IRA to a Roth for My Disabled Child’s Inheritance?
When planning for a disabled child’s inheritance, parents and guardians face complex financial decisions. One is particularly impactful: whether to convert a traditional IRA to a Roth IRA.
Avoiding Pitfalls: How Assets Can Impact Your Child’s Government Benefits
For families of children with disabilities, managing assets to preserve government benefits requires careful planning. Programs like Supplemental Security Income (SSI) and Medicaid are essential resources that provide financial and healthcare support.
Understanding ABLE Accounts: Saving for Your Child’s Future Tax-Free
Planning for a child with disabilities involves unique financial challenges. Beyond meeting daily expenses, families often need to save for long-term goals while ensuring eligibility for essential government benefits like Supplemental Security Income (SSI) and Medicaid.
Secure Act 2.0’s Impact on Inherited IRA Money for Disabled Loved Ones
The Secure Act 2.0 brought a series of changes that directly impact how families plan for the future of their disabled loved ones.
Understanding When to Take Your Required Minimum Distribution
Retirement accounts offer tax benefits that help your savings grow, but eventually, you have to start withdrawing from them, a process that begins with Required Minimum Distributions (RMDs).
Financial Planning Gifts That Last: Unique Holiday Presents to Secure a Loved One’s Future
As the holiday season approaches, thoughts naturally turn to giving. Yet, while traditional gifts bring joy in the moment, consider the power of a gift that endures.
529 Plans vs. Traditional Investment Funds: How to Choose the Best Option with Guidance from a Certified Financial Advisor
Financial planning for education expenses is a key concern for many families. When considering saving for your child’s future, deciding between a 529 Plan and traditional investment funds can feel overwhelming.
How to Minimize Family Conflict with Estate Planning
When you have worked hard to accumulate wealth, you don’t want to see your legacy become the cause of family disputes.
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