Vistica Blog
Special Needs Planning in California: Regional Centers, Medi-Cal, SSI, and Other Resources
Learn how California's regional centers, Medi-Cal, SSI, and IHSS fit together, and how to plan ahead without risking your loved one's benefits.
Tax Planning for Families with Special Needs
Learn how dependency rules, medical deductions, tax credits, HSAs, FSAs, and ABLE accounts work together for special needs families.
Can You Retire and Still Provide for a Child With Special Needs?
Learn how parents can plan for retirement while providing lifelong financial support for a child with special needs through trusts, benefits, and careful planning.
Financial Planning for Families Raising a Child With Special Needs: A Lifetime Guide
Learn how financial planning can help families prepare for a child’s lifelong needs, protect their own financial future, and coordinate trusts, benefits, and estate planning.
Market Efficiency Explained: Why Stock Prices Behave the Way They Do
The stock market is forward-looking: Stock prices are based on what investors collectively expect will happen in the future. Every trading day, millions of investors evaluate earnings reports, economic data, interest rates, new products, geopolitical events and countless other pieces of information. They use this data to constantly update expectations about a company's future earnings and cash flows. The investments they make based on this new information collectively set the price of the company’s stock.
New Year, New Tax Considerations: What You Need to Know Before Filing Your 2025 Taxes
The 2025 tax season brings meaningful rule changes—from higher deductions to new credits and reporting requirements—that could significantly impact how you plan, file and save.
How to Have Family Conversations About Money
Avoiding money conversations can lead to stress and confusion. Talking openly about family finances can strengthen relationships and protect your financial future.
Business Exit Strategies on Your Terms
If you’re a business owner, you’ll eventually step away from the company you’ve built. You might cash out to the highest bidder or work out a deal to sell the business to the next generation of your family or even to employees. The question is will you be able to make this transition on your own terms? The reality is that most business owners don’t have a clear, documented exit plan. And if you find yourself among them, you could find it leaves you in a tight spot when it’s time for you to step down.
Client Question: What Should I Do With an Inherited IRA?
Inheritances come in all shapes and sizes, whether an heirloom left to you by a loved one or a life-changing financial windfall. Regardless of the form it takes, figuring out what to do next can be a crucial question. This is especially true with inherited IRAs, which can be very well funded, but also come with very specific and complicated rules you must follow to unlock the assets within them. This guide will walk you through the basics of what to do. From there, we can review your personal situation together to help ensure you don’t overlook anything important.
If opportunity doesn’t
knock, build a door.
